Abu Tabikh, Laith Shakir. 2019. “The Role of Human Capital in Improving the Quality of Insurance Service: An Exploratory Study in a Number of Branches of the National and Iraqi Insurance Companies in the Middle Alfurat”. Journal of University of Human Development 5 (4):68-76. https://doi.org/10.21928/juhd.v5n4y2019.pp68-76.