Ahmed, Y. A., and W. M. Zahir. “Evaluating the Financial Performance of a Sample of Banks Operating in the Kurdistan Region - Iraq for the Period (2009-2019)”. Journal of University of Human Development, vol. 8, no. 1, Feb. 2022, pp. 26-47, doi:10.21928/juhd.v8n1y2022.pp26-47.