Ali, Hafizi Muhamad, and Rohaya Shaari. “Wearable Banking: A Study of Adoption Factors in Islamic Banking Institutions”. Journal of University of Human Development 1, no. 4 (September 30, 2015): 417–422. Accessed April 27, 2024. https://journals.uhd.edu.iq/index.php/juhd/article/view/622.