The Obstacles and Financial Risks Facing Investment in Islamic Banks and Ways of Addressing them

Abstract

There is no doubt that the banking operations are ingredients of human societies life, and a basic element for it , as well as the banking operations consider an effective economic given , Nowadays the bank is necessary for the modern life, it is not only a luxury cultural or scientific achievement, but has become an effective factor to the civilian life, and the life do not go on without the existence of banks, So the Islamic banks have come in response to requisite the economic, social and contractual life of Muslims, and the main aim of these banks is to apply the law of God in the banking and financial transactions in the Islamic societies, and already these banks have face obstacles and financial risks which especially facing by the investment in these banks.Our modest research which entitles (obstacles and financial risks that facing the investment in the Islamic banks - and ways of treating them – )has come to study the most important obstacles and risks, and seek to find solutions to the obstacles and risks in order to success the banking operations in the Islamic banks .The scientific material of the research distributed into three demands , first: - dedicated to study the concept of risk linguistically and doctrinal and economically, and we are studying in the second demand :- the most important obstacles and financial risks which face the investment in the Islamic bank, and the third demand comes to introduce the proposed solutions for the risks and financial obstacles which facing the investment in the Islamic banks , with stating the most important results and recommendations of the research.